The Federal Trade Commission (FTC), the nation's consumer protection agency, which enforces the Fair Credit Reporting Act (FCRA) has issued this publication detailing the proper use of credit background checks as it relates to employment. It highlights key employment provisions in the FCRA including the legal obligations for an employer, job-seeker's rights, and the steps individuals can take if an employer doesn't comply with the FCRA. The publication also provides information about getting free credit reports from reporting agencies.